Privacy Policy

Last updated: July 2026

Stearn Lending (“we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or apply for our lending products. Please read it carefully.

Information We Collect

We may collect the following types of information:

• Personal details you provide, such as your name, email address, phone number, and country of residence.
• Financial and application information, such as loan amount, loan purpose, employment status, income details, and any supporting documents you choose to share.
• Technical information, such as IP address, browser type, device information, and pages visited, collected automatically through cookies and similar technologies.

How We Use Your Information

We use the information we collect to:

• Assess and process your enquiry or loan application;
• Verify your identity and carry out responsible affordability checks;
• Communicate with you about your application and our services;
• Improve our website, products, and customer experience;
• Meet our legal, regulatory, and record-keeping obligations.

How We Share Your Information

We do not sell your personal information. We may share it with trusted service providers who help us operate our business (such as identity-verification, hosting, or communication providers), or where required by law, regulation, or a valid legal request. Any third parties are expected to handle your information securely and only for the purposes we specify.

Data Security

We use appropriate technical and organisational measures, including SSL encryption, to help protect your information against unauthorised access, loss, or misuse. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Data Retention

We retain your information only for as long as necessary to fulfil the purposes described in this policy, or as required to meet legal and regulatory obligations, after which it is securely deleted or anonymised.

Your Rights

Depending on your location, you may have rights to access, correct, update, or request deletion of your personal information, and to object to or restrict certain processing. To exercise these rights, please contact us using the details below.

Cookies

Our website uses cookies and similar technologies. For more information, please see our Cookie Policy.

Third-Party Links

Our website may contain links to external sites. We are not responsible for the privacy practices or content of those sites and encourage you to review their policies.

Children’s Privacy

Our services are intended for adults. We do not knowingly collect personal information from anyone under the age of 18.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.

Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact us at info@stearnlending.com, call +1 (540) 715-0048, or write to 101 W Frederick St, Staunton, VA 24401, United States.